1. Collection of Information

2. Use of User Data

If you provide any User Data to Busineswise, you are deemed to have authorized Busineswise to collect, retain and use that User Data for the following purposes:

1. Verification of User’s identity;
2. Processing User’s registration as a user, providing User(s) with a log-in ID for the Platform and maintaining and managing User’s registration;
3. Providing User(s) with customer service and responding to User(s) queries, feedback, claims or disputes;
4. To enable communication between Users on the Platform and/or processing Users monetary/all transactions on the Platform;
5. Performing research or statistical analysis in order to improve the content and layout of the Platform, to improve Busineswise’s product offerings and services and for marketing and promotional purposes;
6. Subject to applicable laws, Busineswise (including our affiliated companies and their designated Service Providers) may use User’s name, business name, phone number, residential address, business address, email address, Aadhaar/Udhyog Aadhaar, GST/PAN/TAN, bank details, nature of business and other data ("Marketing Data") to provide notices, payouts/returns, surveys, product alerts, communications and other marketing materials to User(s) relating to products and services offered by Busineswise or our affiliated companies;
7. If User(s) voluntarily submit any User information or other information to the Platform for publication through the publishing tools, then User(s) are deemed to have given consent to the publication of such information on the Platform; and
8. Making such disclosures as may be required for any of the above purposes or as required by law, regulations, and guidelines or in respect of any investigations, claims or potential claims brought on or against us or against third parties.

3. Disclosure of User Data

1. User(s) further agree that Busineswise may disclose and transfer User Data to third-party service providers (including but not limited to data entry, database management, promotions, products and services alerts, delivery services, payment extension services, authentication and verification services and logistics services) ("Service Providers"). These Service Providers are under a duty of confidentiality to Busineswise and are only permitted to use User Data in connection with the purposes specified in clause 2 herein above.
2. User(s) agree that Busineswise may disclose and transfer User Data to Busineswise’s affiliated companies and/or their designated Service Providers.
3. When necessary, Busineswise may also disclose and transfer User Data to our professional advisers, law enforcement agencies, insurers, government and regulatory and other organizations.
4. Any User Data supplied by User(s) will be retained by Busineswise and will be accessible by our employees, any Service Providers engaged by us, and third parties referred to in this clause, for or in relation to any of the purposes stated in Clause 2 herein above.
5. All voluntary information provided/uploaded such as products, images, remarks, feedbacks etc. by User(s) on the Platform may be made publicly available on the Platform and therefore accessible by any internet user. Any voluntary information that you disclose to Busineswise becomes public information and you relinquish any proprietary rights in such information. You should exercise caution when deciding to include personal or proprietary information in the voluntary information that you submit to us or upload on the Platform.
6. Busineswise may share User Data with third parties, including without limitation, banks, financial institutions, credit agencies, or vendors to enable such third parties to offer their products or services to such Users. While Busineswise shall endeavor to have in place internal procedures to keep User Data secure from intruders, there is no guarantee that such measures/procedures can eliminate all of the risks of theft, loss or misuse.
7. Busineswise may establish relationships with other parties and websites to offer Users the benefit of products and services which we do not offer. We may offer you access to these other parties and/or their websites. This Privacy Policy does not apply to the products and services enabled or facilitated by such third parties. The privacy policies of those other parties may differ from ours, and we have no control over the information that you may submit to those third parties. You should read the relevant privacy policy for those third parties before responding to and availing any offers, products or services advertised or provided by those third parties.

4. Right to Update User Data

Under the applicable laws, User(s) have the right of access to personal information held by Busineswise and to request updating/correcting the information.

5. Cookies

Busineswise uses "cookies" to store specific information about you and track your visits to the Sites/Platform. A "cookie" is a small amount of data that is sent to your browser and stored on your device. If you do not deactivate or erase the cookie, each time you use the same device to access the Platform, our services will be notified of your visit to the Platform and in turn we may have knowledge of your visit and the pattern of your usage.

Generally, we use cookies to identify you and enable us to: i) access your Registration Information or Account Information so you do not have to re-enter it; ii) gather statistical information about usage by Users; iii) research visiting patterns and help target advertisements based on User interests; iv) assist our partners to track User visits to the Platform and process orders; and v) track progress and participation on the Platform.

You can determine if and how a cookie will be accepted by configuring the browser which is installed in your device. If you choose, you can change those configurations. If you reject all cookies by choosing the cookie-disabling function, you may be required to re-enter information on the Platform more often and certain features of the Platform may be unavailable.

6. Minors

The Platform and its contents are not targeted to minors (those under the age of 18). However, we have no way of distinguishing the age of individuals who access our Platform. If a minor has provided us with personal information without parental or guardian consent, the parent or guardian should contact our Legal Department at the address set out in clause 11 below to remove the information.

7. Security Measures

Busineswise employs commercially reasonable security methods to prevent unauthorized access to the Platform, to maintain data accuracy and to ensure the correct use of the information we hold. No data transmission over the internet or any wireless network can be guaranteed to be perfectly secure. As a result, while we try to protect the information we hold, we cannot guarantee the security of any information you transmit to us and you do so at your own risk.

8. Data Retaining

Busineswise takes every reasonable step to ensure that your personal information is processed ‘as is’. You may access, correct, and update your personal information directly through the functionalities provided on the Platform.

You have an option to withdraw your consent that you have already provided by writing to us at the contact information provided below. Please mention “for withdrawal of consent” in the subject line of your communication. Busineswise will verify such requests before acting upon your request. Please note, however, that withdrawal of consent will not be retroactive and will be in accordance with the terms of this Privacy Policy, related terms of use, and applicable laws. In the event you withdraw the consent given to us under this Privacy Policy, such withdrawal may hamper your access to the Platform or restrict the provision of our services to you for which we consider that information to be necessary.

9. User's Rights

Busineswise retains your personal information in accordance with applicable laws, for a period no longer than is required for the purpose for which it was collected or as required under any applicable law. However, we may retain data related to you if we believe it may be necessary to prevent fraud or future abuse, to enable Busineswise to exercise its legal rights and/or defend against legal claims or if required by law or for other legitimate purposes. We may continue to retain your data in anonymized form for analytical and research purposes.

10. Changes to this Privacy Policy

Any changes to this Privacy Policy will be communicated by us posting an amended/updated and restated Privacy Policy on the Platform. Once posted on the Platform the new Privacy Policy will be effective immediately. Your continued use of the Platform shall be deemed to be your acceptance to the provisions of the Privacy Policy. User(s) agrees that any information we hold about you (as described in this Privacy Policy and whether or not collected prior to or after the new Privacy Policy became effective) will be governed by the latest version of the Privacy Policy.

11. Grievance Officer